Ask these 4 questions — written by Realtors — when choosing a mortgage lenderChoosing a mortgage lender is one of the biggest financial decisions, and your real estate agent can help you make it. Sep 18 26September 18, 2026Article at bankrate.com
3 homeowners, 6 refinances: Lessons learned from the front lines of refinancing a mortgageThree homeowners refinanced their mortgages six times combined — and learned some lessons the hard way. Jul 31 26July 31, 2026Article at bankrate.com
How 3 homeowners did the refinance math, and why they say it was worth itYou can save money with a refi by crunching the numbers. Jul 28 26July 28, 2026Article at bankrate.com
Homebuying in America: Unexpected costs drained her savings. A refinance helped her regain controlCrystin Liboma refinanced into a lower-rate, shorter-term mortgage to rescue her finances. Jul 09 26July 09, 2026Article at bankrate.com
Three homeowners who scored lower mortgage rates — and how they did itBuying a home is as much about life as it is about math. Recent Bankrate research shows Americans overpay on mortgages by $65 billion a year. But three homebuyers — Maameefua Koomson, Sean Stoyanowski and Garrett Duyck — each scored lower mortgage rates with one simple move: they compared more than one lender before signing. Jun 30 26June 30, 2026Article at bankrate.com
Three families gave up 3% mortgage rates. Here’s what they got in returnYour mortgage rate matters, but life changes don't wait for the housing market. Jun 15 26June 15, 2026Article at bankrate.com
Homebuying in America: Her lender said she could borrow $250,000. She borrowed half of thatWhen a lender tells you how much you can borrow, it feels like permission to spend. But eligibility and affordability are completely different things. First-time buyer Khyrunnessa Rabbini learned this early: she rejected a $250,000 prequalification to borrow half. That one decision gave her the financial footing to build a six-property real estate portfolio. Jun 15 26June 15, 2026Article at bankrate.com
This couple mortgaged 9 properties in under a decade. Here are the financing tips they swear byThe Lupos built a real estate portfolio using these 5 strategies. May 27 26May 27, 2026Article at bankrate.com
Homebuying in America: He spent nine months in court trying to buy an affordable probate propertyBreaking into the Los Angeles housing market, 32-year-old Benny To found a creative path to homeownership by buying a multifamily probate property. Despite being told the sale would be easy, a family dispute forced him into a nine-month court battle. Ultimately, his perseverance paid off, securing an income-generating asset that cushions rising living costs. May 19 26May 19, 2026Article at bankrate.com
Homebuying in America: From homeless to homeowner of “a place where my family can come”Chandra Hawkins repaid $10K in credit card debt, improved her credit score and bought a house. May 11 26May 11, 2026Article at bankrate.com
Homebuying in America: She wants a “cut-and-dried rule” for refinancingRyan Katherine's mortgage rate is higher than the market average, but she's not sure when to refinance. Apr 28 26April 28, 2026Article at bankrate.com
The stars of “This Old House” spin-off learned you can still buy a home on a small budget. Barely.When the Javiers agreed to be on the show "This First House," they had to buy a house fast — and with only $350K. Apr 27 26April 27, 2026Article at bankrate.com
Homebuying in America: She wants her son to be able to say, “I grew up here”The path to homeownership is growing longer, with the median first-time buyer age now reaching a record high of 40. For Asia Ore, a 28-year-old widow and new mother, the journey requires a disciplined approach to stability. Apr 20 26April 20, 2026Article at bankrate.com
Homebuying in America: “I’m kind of squeezed out of buying a house.” He might build one insteadBlake Johnson wants to buy a home in Seattle, but might have to build one outside the city instead. Apr 07 26April 07, 2026Article at bankrate.com
Homebuying in America: “Everything I made at my second job went toward my down payment”At 24, Jocelyn Becerra ditched the rental grind for a mortgage in Bentonville, Arkansas. Mar 31 26March 31, 2026Article at bankrate.com
Homebuying in America: “You can have what you want, you just got to really work for it”Philadelphia housekeeper Ayesha Garnett is defying the housing market's grim math. Mar 24 26March 24, 2026Article at bankrate.com
Homebuying in America: The lending process “was probably the biggest headache”Jessica Lee felt pressured into borrowing from her builder's preferred lender. Mar 19 26March 19, 2026Article at bankrate.com
Homebuying in America: “It felt like the biggest slap of buyer’s remorse”Kayla Palmer's new home ended up with a slew of maintenance issues. Feb 23 26February 23, 2026Article at bankrate.com
When did Christmas cheer get so pushy? How to get offline and save your moneyHow to avoid impulse shopping and stick to a budget during the holidays. Dec 09 25December 09, 2025Article at bankrate.com
2025 Bankrate Wrapped: Your year in moneyFrom $2 bills to billionaire dreams, here’s what you couldn’t stop reading in 2025. Dec 05 25December 05, 2025Article at bankrate.com